The Paymentus Instant Payment Network® (IPN)


Meet rising expectations with the Instant Payment Network® (IPN), the world’s first and only integrated, real-time digital bill presentment, payment and money movement network.

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More channels. More payment methods. Higher satisfaction.

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Innovative Partner Network »

IPN is home to some of the biggest names in payments. Whether you’re looking to expand your payment channels or want to give your customers an industry-leading payment experience, our expanding network of billers and premier partners offers a next-gen boost to your technology needs and customer engagement goals.

Complete Billing & Payments Platform »

Exceed customer expectations with an integrated, omnichannel, single-vendor solution that offers more channels and payment methods than any other provider. Backed by our configurable, scalable, SaaS technology stack, it’s everything you need to stay at the forefront of billing, communication and payment innovation.

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Business & Enterprise Solutions »

Automate essential but time-consuming financial, accounting, invoicing, expense management and payment operations. Our range of business solutions, spanning small business to enterprise operations, leverage AI and other technologies to dramatically improve productivity, enhance cashflow management and enable precision control over business operations as you pay and get paid.

Banking & Fintech Solutions »

Transform your digital payment and money movement experience with direct connectivity to thousands of billers and enhanced real-time capabilities. From total bill management and simplified loan repayment, to instant account transfers, peer-to-peer transfers and disbursements, let us help you drive more engagement, create new revenue streams, increase efficiencies and reclaim your place at the heart of your customers’ financial lives.

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Consumer-Centric Offerings »

Surround customers directly with fast, frictionless, modern communications and payments. IPN elevates the entire billing and payment lifecycle with expanded payment and communication channels, driving engagement, maximizing adoption and increasing satisfaction right at the consumer level.

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IPN delivers a new era in digital bill payment and money movement. With direct connections to thousands of billers throughout the U.S. and advanced P2P, A2A, new account funding and B2C disbursement capabilities, IPN empowers you to place your customers in total control of their financial world.

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The IPN is tailor-made for today’s fast-paced payments world. For developers, IPN gives you complete command of the user experience through a robust suite of RESTful APIs, SDK widgets and SSO interfaces. Integrate and deliver your services how you choose, while quickly adding emerging payment types and channels.

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With integrated fraud management, SOC 1 and SOC 2, and PCI compliance, IPN enables your organization to securely and confidently move money or make payments to any business or person in the U.S.

For Billers…

The IPN expands and makes it easy for your customers to pay their bills through today’s most popular payment channels, giving customers the power to pay when, where and how they want. Our premier partnerships connect you and your customers to payment channels you won’t find anywhere else.

No matter your industry, IPN supports your business needs

From healthcare and insurance to banking and fintech, IPN solves for evolving customer payment and money movement preferences, channels, emerging networks and real-time expectations. Speak to a Paymentus expert today to learn how IPN can help you pay, get paid and move money faster.

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“The Instant Payment Network has revolutionized the way we do business... and given us more ways to serve our customers with the digital wallet, eBilling and mobile options they've come to prefer. And we're just getting started.”

- Dushyant Sharma, Founder & CEO, Paymentus

Ready to take the next step?

Let's talk! See how the Instant Payment Network® can bring your billing and payment platform into the digital era to improve customer engagement and lower your costs.