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Open- or Closed-Network? How To Get the Most From Your P2P Offering

P2P may be essential for financial institutions, but getting to the ideal solution should involve discussions that go beyond simply deploying Zelle. In the battle for primacy, fulfilling the need for P2P means examining capabilities over vendors. Here’s how your financial institution can reach the right answer faster.

In this exclusive white paper, Paymentus experts Cristiano Guimaraes and Sanjay Raj take you beyond Zelle to explore the full range of P2P options available to your organization.

P2p white paper cover
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The P2P Imperative By Numbers

It’s not just enough to get it done. When it comes to P2P, financial institutions must get it right.


Consumer Retention At Risk

Impact Analysis: Termination of P2P Services

Source: Fintech Takes (Jan 2023), Alex Johnson, P2P Payments: Fintech Vision Board, citing Cornerstone Advisors

What You’ll Gain From Reading

Learn the four capability requirements all P2P offerings must deliver to be considered as an ideal solution.
Get an in-depth look at closed- vs. open-network P2P, with a full list of pros and cons to consider as you evaluate your strategy.
Explore real-world use cases of both closed- and open-networks, and how each has driven engagement and helped meet P2P consumer expectations.

Additional Resources to Guide Your Strategy

P2P Product Brief

Download Now

Banking & Fintech Solution

View Now